Before we jump into discussing what the requirements for getting a buy-to-let mortgage are, it is important to note what the term really means.
You may be thinking that a buy-to-mortgage is just like any other mortgage, in that you simply take a loan from the bank to buy a house. Although this is true to some extent, it is however, a bit different.
A buy-to-let mortgage is essentially a mortgage that you take to buy a house which you will be renting out in the future. That is, instead of living in the house yourself, you will rent the house to tenants.
As such, unlike a usual residential mortgage, the eligibility criteria to get a buy-to-let mortgage differs.